Neighborhood · Clearwater, Florida
Harbor Oaks
Clearwater's oldest waterfront address, still its quietest luxury
Harbor Oaks is one of Clearwater's original planned neighborhoods, a canopy of live oaks and brick streets running down toward Clearwater Harbor. It's a small, established enclave where estate-scale homes sit on generous lots, minutes from Downtown and the beaches of Sand Key. If you want the character of old Florida with the water close at hand, this is a different animal from the newer communities across Clearwater.
The market here is thin and high-end by design. Only 10 homes changed hands over the past 12 months, at a median sold price of $1,625,000, and with zero active listings right now, buyers should expect to wait for the right door to open. Sellers have been getting about 92% of asking, so there's room to negotiate when a home does hit the market — but you'll need to be ready to move when it does.
Harbor Oaks is a community in Clearwater, Florida.
Quick facts
$5,500/mo median rent
10 sold in 12 months
Drive times
On the market now
Homes for sale in Harbor Oaks
Nothing active right now.
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Every active listing inside the Harbor Oaks boundary
Open full map search →The numbers that matter
The Harbor Oaks market
10
Sold, last 12 months
$1,625,000
Median sold price
92%
Sale-to-list ratio
What sellers actually get vs asking
74 days
Median time to sell
Harbor Oaks vs Clearwater
Median sold price — 3-yr, 3-mo rolling
▲ 85.7% yr/yr
Homes sold per month
Live Stellar MLS data — every listing and closed sale inside the Harbor Oaks boundary. Rolling medians smooth single-month swings in small communities.
For the school run
Schools Harbor Oaks is zoned for
Attendance boundaries overlapping this community — always verify zoning with the district.
Population
364
Median age
48
Median income
$205,000
Median home value
$724,300
Beyond the listings
Living in Harbor Oaks
Relationships
Top 1% in the U.S.Connected Motherhood
Motherhood is a unique journey for every woman. There are highs, lows,and lots to celebrate. These moms seek to share their experiences and engage with a community of moms.
Hobbies & Interests
Top 4% in the U.S.Animal Advocates
Passionate about animal welfare, this population wants to know how best to care for their own pets (with toys and training) and help other animals find their fur-ever home.
Attitudes
Top 7% in the U.S.Volunteering & Giving
Expressing a desire to give back and do good for the community, this behavior emphasizes charity. Common activities include volunteering, fundraisers, and donations.
Beliefs
Top 8% in the U.S.Spiritual Practices
Making it to church on Sunday, this population is drawn together by their devotion to, primarily Christian, religion. Common activities include worship services and bible studies.
Emotional
Top 10% in the U.S.Memory Lane
Intentionally preserving memories of lost loved ones, joyful times, or reflecting on painful experiences in the past.
Active
Top 11% in the U.S.Yoga Advocates
Improving flexibility, strength, and overall well-being is the yogi's aim. This population is looking for the right community, instruction, and accessories.
On the calendar
Near Harbor Oaks
Jul
13
Mon
St. Petersburg Festival of Dance and Adult Dance Competition
10:00 AM
The St. Petersburg Festival of Dance and Adult Dance Competition is an exciting event where participants aged 18 and older can showcase their skills in various categories…
Jul
28
Tue
The Black Keys
7:00pm
Childhood friends Dan Auerbach and Patrick Carney formed the rock band The Black Keys in 2000. Since then, they have become one of the most popular garage rock artists. T…
Aug
8
Sat
Deep Purple
6:00pm
Electrifying audiences since 1968, Deep Purple is a pioneering force in hard rock and heavy metal, weaving together blistering guitar riffs, iconic Hammond organ solos, a…
Aug
19
Wed
Squeeze
6:00pm
Squeeze is a British rock band who has a number of top-ten chart hits including "Cool for Cats," "Labelled with Love," and "Up the Junction."
Aug
27
Thu
Devo
7:00pm
Devo is an American rock band founded in 1973 in Akron, Ohio. The Mothersbaughs (Mark and Bob), the Casales (Gerald and Bob), and Alan Myers were the core of their origin…
Sep
1
Tue
Blues Traveler
6:00pm
Blues Traveler is a rock band from Princeton who blends in blues, folk, soul, southern rock, and psyechedelic rock in their music. Their Top 40 singles include, "Run-Arou…
People who close here
Our Clearwater experts
Straight answers
Harbor Oaks FAQs
Is Harbor Oaks a good place to live?+
Harbor Oaks is one of Clearwater's most established neighborhoods, known for its oak canopy, brick streets and proximity to the harbor. It's close to Downtown and the beaches of Sand Key, with Tampa International Airport roughly 36 minutes away. It suits buyers who want space, character and a settled community feel.
Is Harbor Oaks expensive?+
Yes — it's a high-end address. The median sold price over the past 12 months was $1,625,000, placing it well above much of the broader Clearwater market. This is a neighborhood of estate-scale homes rather than starter properties.
What do homes cost in Harbor Oaks?+
Ten homes sold here over the last year at a median price of $1,625,000. There are currently no active listings, so pricing on the next available home will depend heavily on its size, condition and position relative to the water. If you're renting, the median rent runs around $5,500 a month.
How is the Harbor Oaks market right now?+
It's a thin, low-turnover market with zero active listings at the moment and only 10 sales in the past 12 months. Sellers have averaged about 92% of their asking price, which tells you there's some negotiating room once a home comes up. Serious buyers should be prepared to act quickly when inventory appears.
What about HOA fees and property taxes in Harbor Oaks?+
We don't have current HOA or property tax figures on file for Harbor Oaks, which is typical for an older, non-association neighborhood of individually owned estate homes. Your agent can pull exact tax and any applicable fee details on a specific property once it's listed. As a reference point, homes here have been selling around a $1,625,000 median.
Keep exploring
More Clearwater neighborhoods
Neighborhood boundary by edgeAI; listings matched to the polygon. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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