Samantha Fuller
$649,9005 bd2.5 ba2,803 sqft$232 /sqft$4,289 /mo all-in ↓

816 LANCER CIRCLE, OCOEE, FL, 34761

Active58 days on marketListed May 14, 2026MLS #O6407417

Private poolSingle Family ResidenceADMIRAL POINTE

About this home

816 LANCER CIRCLE

Welcome to your private oasis at 816 Lancer Circle! Nestled in the sought-after Admiral Pointe community, this stunning 5-bedroom, 2.5-bathroom residence has been meticulously renovated to offer the perfect blend of modern luxury and practical efficiency. From the moment you arrive, the 3-car garage and manicured curb appeal signal that this home is in a class of its own. Interior Highlights Step inside to a bright, open interior featuring zero carpet for easy maintenance and a modern aesthetic. The first floor is finished with sleek tile, while the rest of the home boasts durable, stylish Luxury Vinyl Plank (LVP). Chef’s Dream: The heart of the home is the open kitchen and family room combo, designed specifically for those who love to entertain. High-end finishes and a seamless flow allow you to host gatherings while staying connected to the action. Space for Everyone: With 5 oversized bedrooms, there is ample room for a home office, gym, or guest suites. Outdoor Living & Efficiency The backyard is a true showstopper, offering a level of privacy rarely found in Central Florida. The Ultimate Retreat: Dive into your private screened-in pool or relax by the fire pit under the stars. The generous lot size provides significant spacing between neighbors, ensuring your outdoor gatherings remain intimate. Sustainability: Say goodbye to high utility bills! This home comes equipped with solar panels that are fully paid off, providing incredible energy savings from day one. Local Amenities & Lifestyle Located in the "Center of Good Living," this home offers an unbeatable lifestyle: Recreation: Just minutes from the West Orange Trail for biking and hiking. Enjoy community access to Starke Lake for boating, fishing, and sunset views at Bill Breeze Park. Convenience: Perfectly situated near SR-408, SR-429, and Florida’s Turnpike, making your commute to Downtown Orlando or the theme parks a breeze. Shopping & Dining: Enjoy the local charm of Downtown Ocoee and the nearby West Oaks Mall, or take a short drive to the trendy boutiques and dining of Winter Garden Village. Schools: Zoned for Ocoee Elementary, Ocoee Middle, and Ocoee High School. Don’t miss your chance to own one of the most upgraded homes in the area. Schedule your private showing today!

Facts & features

The home at a glance

5

Bedrooms

2.5

Bathrooms

2,803

Sqft

0.23 ac

Lot size

3

Garage

1997

Year built

Two

Levels

$232

Per sqft

Private poolPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Chair Rail · Crown Molding · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingGarage Door Opener
ExteriorIrrigation System · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$64/mo
Taxes (2025)$3,769/yr
PetsYes
CommunityCommunity Boat Ramp · Fishing · Deed Restrictions · Playground

Utilities & systems

UtilitiesCable Available · Electricity Connected · Propane · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,289 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property tax — 2025 actual bill$314
HOA fee — from the listing$64
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,990
Interest rate6.00%
Loan term

Estimated payment

$4,289/mo

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property taxes (actual bill)$314
HOA / condo fee$64
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $650K
$624KedgeAI estimate $747,226 · range $717K$789K$821K

vs edgeAI estimate

−13%

$/sqft vs Ocoee actives

$232 vs $219

Days on market

58 vs 32 typical

Where $232/sqft sits among the 140 Ocoee actives

26
46
25 · this home
18
17
8
$172–196$196–220$220–244$244–268$268–292$292+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Admiral Pointe

Map of 816 LANCER CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Orlando21 min
Universal Orlando26 min
Orlando Int’l Airport (MCO)34 min
Walt Disney World40 min

Get to know Ocoee. See the full Ocoee guide →

Admiral Pointe — neighborhood snapshot

Population

743

Median age

40

Median income

$74,271

Median home value

$356,600

Avg household

3

Households w/ children

89%

For the school run

Orange County School District

ElementaryOcoee Elementary★★★★
MiddleOcoee Middle★★★★★
HighOcoee High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocoee market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$456K$437K

Ocoee median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

82 of 140

Ocoee actives have cut their price

Median sold price, Ocoee, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

May 14, 2026Listed at $649,900 · 58 days on market since
1997Built · ADMIRAL POINTE

Reality check

What actually sold near 816 LANCER CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

131 BISMARK COURTSold · Apr ’26

$540,000

131 BISMARK COURT · same community

4 bd · 3 ba · 2,747 sqft · $197/sqft · 3 DOM

880 LANCER CIRCLESold · Oct ’25

$533,000

880 LANCER CIRCLE · same community

4 bd · 2.5 ba · 2,577 sqft · $207/sqft · 27 DOM

111 BISMARK COURTSold · Apr ’26

$535,000

111 BISMARK COURT · same community

4 bd · 2 ba · 2,367 sqft · $226/sqft · 15 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Samantha Fuller

Your agent

Samantha Fuller

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 816 LANCER CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 816 LANCER CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Samantha's phone and CRM.

Goes straight to Samantha’s phone and CRM.

Straight answers

816 LANCER CIRCLE FAQs

What would the monthly payment be for 816 LANCER CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,289/mo — principal and interest, the actual property-tax bill, the $64/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 816 LANCER CIRCLE?+

The association fee works out to $64 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 816 LANCER CIRCLE?+

The most recent tax bill on record (2025) was $3,769. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 816 LANCER CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocoee?+

At $649,900, this home is listed about 51% above the Ocoee median of $429,990. The market section on this page shows how the area is trending.

Which schools are assigned to 816 LANCER CIRCLE?+

Ocoee Elementary (elementary), Ocoee Middle (middle), Ocoee High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CREEGAN GROUP · Chris Creegan. MLS #O6407417.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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